Take advantage of our payment options
60 Months Interest Free - Equal Payments
Conditions of 60 Months Instalment Interest Free until June 2023: Available to approved GO MasterCard customers on transactions made between 21/06/18 and 24/06/18 where the amount financed is $1000 or more. Offer available on purchases from Harvey Norman franchises. Excludes mobile phones, gaming consoles, gift cards, hot water system supply & installation, Octopuss installation services, Microsoft Surface & Studio, Apple and Miele products. Excludes brands and other products that are offered for sale under agency agreements with Harvey Norman franchises. Offer available on advertised or ticketed price. Total amount is payable by 60 approximate equal monthly instalments (exact amounts specified in your statement). If there is an outstanding balance after the interest free period ends in June 2023, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $4.95 per month applies. Also available to existing CreditLine, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
50 Months Interest Free - Equal Payments
Conditions of 50 Months Instalment Interest Free until July 2022: Available to approved GO MasterCard customers on transactions made between 25/05/18 and 01/07/18 where the amount financed is $750 or more. Offer available on purchases from Harvey Norman franchises. Excludes mobile phones, gaming consoles, gift cards, hot water system supply & installation, Octopuss installation services, Microsoft Surface & Studio, Apple and Miele products. Excludes brands and other products that are offered for sale under agency agreements with Harvey Norman franchises. Offer available on advertised or ticketed price. Total amount is payable by 50 approximate equal monthly instalments (exact amounts specified in your statement). If there is an outstanding balance after the interest free period ends in July 2022, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $4.95 per month applies. Also available to existing CreditLine, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
36 Months Instalment Interest Free on Apple Mac & iPad Pro - With Equal Monthly Payments
Conditions of 36 Months Interest Free on Apple Mac & iPad Pro – No Deposit, No Interest with 36 Equal Monthly Payments until June 2021: Available to approved GO MasterCard customers on transactions where the amount financed is $800 or more, between 04/06/18 and 30/06/18. Offer available online and at selected Harvey Norman franchises (excludes iPad Air, iPad Mini, iPod, iPhone 7th Generation or earlier, Apple Watch and iTunes cards). Offer available on advertised or ticketed price. Total amount is payable by 36 approximate equal monthly instalments (exact amounts specified in your statement). If there is an outstanding balance after the interest free period ends in June 2021, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $4.95 per month applies. Also available to existing CreditLine, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
18 Months Interest Free on Air Conditioning - with No Payments
Conditions of No Deposit, No Interest, No Payments for 18 Months on Air Conditioning only: Available to approved GO MasterCard customers on transactions made between 01/05/17 and 30/04/19, where the amount financed is $500 or more. Offer available on purchases from Harvey Norman franchisees. Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $4.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
12 Months Interest Free - With Monthly Payments
Conditions of No Deposit, No Interest, with Monthly Payments for 12 Months on Vacuum Cleaners: Available to approved GO MasterCard customers on transactions made between 01/03/18 and 30/04/19 where the amount financed is $300 or more. Offer available on purchases from Harvey Norman franchisees. Offer available on advertised or ticketed price. Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the loan before the end of the interest free period. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $4.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
12 Months Interest Free - No Payments
Conditions of No Deposit, No Interest, No Payments for 12 Months on Cooking Appliances. Available to approved GO MasterCard customers on transactions made between 01/04/18 and 30/04/19 where the amount financed is $300 or more. Offer available on purchases from Harvey Norman franchisees (excludes Miele products. Also excludes brands and other products that are offered for sale under agency agreements with Harvey Norman Franchisees). Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $4.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
12 Months Interest Free - with Monthly Payments
Conditions of No Deposit, No Interest with Monthly Payments for 12 months: Available to approved GO MasterCard customers on transactions where the amount financed is $500 or more. Offer available on purchases from Harvey Norman franchisees (excludes gift cards, gaming consoles and games, and Miele and Apple products. Also excludes brands and other products that are offered for sale under agency agreements with Harvey Norman Franchisees). Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the balance before the end of the interest free period. Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $4.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
6 Months Interest Free - No Deposit, No Interest, with Monthly Payments
Conditions of No Deposit, No Interest with Monthly Payments for 6 months: Available to approved GO MasterCard customers on transactions where the amount financed is $300 or more. Offer available on purchases from Harvey Norman franchisees (excludes gift cards and Miele products. Also excludes brands and other products that are offered for sale under agency agreements with Harvey Norman Franchisees). Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the balance before the end of the interest free period. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $4.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
If you already have a GO Mastercard, Gem Visa, CreditLine or Buyer's Edge card you are ready for interest free shopping.
How to use your Interest Free account or card to purchase online
1.
Select your items & continue to checkout
Please ensure that your items in the checkout are eligible for purchase on interest free. To view our current offers & eligibility please see above.
2.
Select Interest Free as your Payment Method
Complete your personal & delivery details then select Interest Free as your Payment Method. Select your preferred Payment Term from the list of eligible terms in the drop-down.
3.
Enter your payment details & place order
Please complete all your billing and shipping details and pay either using your card or account number.
0% Interest Payment Plans allow you to purchase the items you need with flexible repayment options, catered to suit your budget and lifestyle.
Features and benefits
- Buy online or in-store
- Payment options suited to your budget and lifestyle
- Enjoy the convenience of an everyday credit card
- There is no penalty if you choose to pay out your plan early
- Interest is only calculated on any outstanding balance at the end of the purchase payment plan and is never backdated
apply now to take advantage of interest free shopping
Created for Harvey Norman customers, GO MasterCard’s 0% Interest Payment Plans are the way to pay with 0% interest.
They allow you to purchase with flexible payment options, catered to suit your budget and lifestyle. You can even make extra payments at any time.
You will also receive a monthly statement so that you know exactly where you stand, with no fear of a nasty surprise waiting at the end of the 0% interest period.
You can apply online or check in-store to discover which plans are available. Plus with GO MasterCard you can earn GO Reward points that you can put towards tech goodies, housewares, entertainment and more.
Watch the video below to find out more about 0% interest
- There is a one-off $25 establishment fee
- A monthly $4.95 account keeping fee if the outstanding balance is greater than $10
apply now to take advantage of interest free shopping
- 60 Months Interest Free - Equal Payments
Conditions of 60 Months Instalment Interest Free until June 2023: Available to approved GO MasterCard customers on transactions made between 21/06/18 and 24/06/18 where the amount financed is $1000 or more. Offer available on purchases from Harvey Norman franchises. Excludes mobile phones, gaming consoles, gift cards, hot water system supply & installation, Octopuss installation services, Microsoft Surface & Studio, Apple and Miele products. Excludes brands and other products that are offered for sale under agency agreements with Harvey Norman franchises. Offer available on advertised or ticketed price. Total amount is payable by 60 approximate equal monthly instalments (exact amounts specified in your statement). If there is an outstanding balance after the interest free period ends in June 2023, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $4.95 per month applies. Also available to existing CreditLine, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
- 50 Months Interest Free - Equal Payments
Conditions of 50 Months Instalment Interest Free until July 2022: Available to approved GO MasterCard customers on transactions made between 25/05/18 and 01/07/18 where the amount financed is $750 or more. Offer available on purchases from Harvey Norman franchises. Excludes mobile phones, gaming consoles, gift cards, hot water system supply & installation, Octopuss installation services, Microsoft Surface & Studio, Apple and Miele products. Excludes brands and other products that are offered for sale under agency agreements with Harvey Norman franchises. Offer available on advertised or ticketed price. Total amount is payable by 50 approximate equal monthly instalments (exact amounts specified in your statement). If there is an outstanding balance after the interest free period ends in July 2022, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $4.95 per month applies. Also available to existing CreditLine, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
- 50 Months Interest Free on Computer Bundles - with Equal Monthly Payments
Conditions of 50 Months Instalment Interest Free on Computer Bundles – No Deposit, No Interest with 50 Equal Monthly Payments: Available to approved GO MasterCard customers on transactions made between 22/01/16 and 30/06/18 where the amount financed is $1490 or more. Offer available on in-store purchases from Harvey Norman franchisees. Excludes mobile phones, gaming consoles, gift cards, Microsoft Surface & Studio, and Apple products. Excludes brands and other products that are offered for sale under agency agreements with Harvey Norman franchisees. Offer available on advertised or ticketed price. Total amount is payable by 50 approximate equal monthly instalments (exact amounts specified in your statement). If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $4.95 per month applies. Also available to existing CreditLine, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
- 36 Months Instalment Interest Free on Apple Mac & iPad Pro - With Equal Monthly Payments
Conditions of 36 Months Interest Free on Apple Mac & iPad Pro – No Deposit, No Interest with 36 Equal Monthly Payments until June 2021: Available to approved GO MasterCard customers on transactions where the amount financed is $800 or more, between 04/06/18 and 30/06/18. Offer available online and at selected Harvey Norman franchises (excludes iPad Air, iPad Mini, iPod, iPhone 7th Generation or earlier, Apple Watch and iTunes cards). Offer available on advertised or ticketed price. Total amount is payable by 36 approximate equal monthly instalments (exact amounts specified in your statement). If there is an outstanding balance after the interest free period ends in June 2021, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $4.95 per month applies. Also available to existing CreditLine, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
- 24 Months Interest Free - With No Payments
Conditions of 24 Months Interest Free until May 2020: Available to approved GO MasterCard customers on transactions made between 25/05/18 and 01/07/18 where the amount financed is $300 or more. Offer available on purchases from Harvey Norman franchises. Excludes mobile phones, gaming consoles, gift cards, hot water system supply & installation, Octopuss installation services, Microsoft Surface & Studio, Apple and Miele products. Excludes brands and other products that are offered for sale under agency agreements with Harvey Norman franchises. Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends in May 2020, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $4.95 per month applies. Also available to existing CreditLine, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
- 18 Months Interest Free on Air Conditioning - with No Payments
Conditions of No Deposit, No Interest, No Payments for 18 Months on Air Conditioning only: Available to approved GO MasterCard customers on transactions made between 01/05/17 and 30/04/19, where the amount financed is $500 or more. Offer available on purchases from Harvey Norman franchisees. Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $4.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
- 12 Months Interest Free - With Monthly Payments
Conditions of No Deposit, No Interest, with Monthly Payments for 12 Months on Vacuum Cleaners: Available to approved GO MasterCard customers on transactions made between 01/03/18 and 30/04/19 where the amount financed is $300 or more. Offer available on purchases from Harvey Norman franchisees. Offer available on advertised or ticketed price. Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the loan before the end of the interest free period. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $4.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
- 12 Months Interest Free - No Payments
Conditions of No Deposit, No Interest, No Payments for 12 Months on Cooking Appliances. Available to approved GO MasterCard customers on transactions made between 01/04/18 and 30/04/19 where the amount financed is $300 or more. Offer available on purchases from Harvey Norman franchisees (excludes Miele products. Also excludes brands and other products that are offered for sale under agency agreements with Harvey Norman Franchisees). Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $4.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
- 12 Months Interest Free - with Monthly Payments
Conditions of No Deposit, No Interest with Monthly Payments for 12 months: Available to approved GO MasterCard customers on transactions where the amount financed is $500 or more. Offer available on purchases from Harvey Norman franchisees (excludes gift cards, gaming consoles and games, and Miele and Apple products. Also excludes brands and other products that are offered for sale under agency agreements with Harvey Norman Franchisees). Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the balance before the end of the interest free period. Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $4.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
- 6 Months Interest Free - No Deposit, No Interest, with Monthly Payments
Conditions of No Deposit, No Interest with Monthly Payments for 6 months: Available to approved GO MasterCard customers on transactions where the amount financed is $300 or more. Offer available on purchases from Harvey Norman franchisees (excludes gift cards and Miele products. Also excludes brands and other products that are offered for sale under agency agreements with Harvey Norman Franchisees). Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the balance before the end of the interest free period. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $4.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
