Interest Free Backup

      Take advantage of our payment options

      Storewide
      60
      Months
      Interest Free

      No Deposit, No Interest with 60 equal monthly payments until July 2025. PLUS Bonus Gift Card* up to $500 on 60 Months Interest Free purchases.

      Minimum financed amount $1000.

      Bonus Gift Card | 60 Months Interest Free - No Deposit, No Interest with 60 Equal Monthly Payments

      *1. Conditions of 60 Months Interest Free until July 2025: Available to approved Latitude GO Mastercard customers on transactions made between 09/07/20 and 04/08/20 where the amount financed is $1000 or more. Offer available on purchases from Harvey Norman franchises. Excludes mobile phones, gaming consoles, gift cards, digital cameras and lenses, hot water system supply & installation, Octopuss installation services, Microsoft Surface Studio, Apple, Miele and Harvey Norman Customer Direct products. Excludes brands and other products that are offered for sale under agency agreements with Harvey Norman franchises. Offer available on advertised or ticketed price. Total amount is payable by 60 approximate equal monthly instalments (exact amounts specified in your statement). If there is an outstanding balance after the interest free period ends in July 2025, interest will be charged at 25.90%. This notice is given under the Latitude GO Mastercard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing CreditLine, Latitude Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145. *2. From 9 July to 4 August 2020, approved Latitude GO Mastercard, Creditline, Latitude Gem Visa and Buyers Edge customers (Eligible Customers) who purchase products on 60 months Interest Free (using credit provided by Latitude Finance Australia under Australian Credit Licence 392145) from participating Harvey Norman®, Domayne® or Joyce Mayne® Franchisees with a purchase price of $1,000 or more (Eligible Purchase) will be eligible to receive one (1) Harvey Norman®, Domayne® or Joyce Mayne® gift card (Gift Card). The applicable Gift Card value is based on the purchase price of the Eligible Purchase: spend $1,000 or more and receive a $50 Gift Card; spend $2,000 or more and receive a $100 Gift Card; spend $3,000 or more and receive a $150 Gift Card; spend $4,000 or more and receive a $200 Gift Card; spend $5,000 or more and receive a $250 Gift Card; spend $6,000 or more and receive a $300 Gift Card; spend $7,000 or more and receive a $350 Gift Card; spend $8,000 or more and receive a $400 Gift Card; spend $9,000 or more and receive a $450 Gift Card; spend $10,000 or more and receive a $500 Gift Card. The Eligible Customer will receive the Gift Card when they take delivery of their purchased products. Gift Cards are issued by Derni Pty Ltd and expire 36 months from the date of issue. For Latitude Finance Australia terms and conditions see www.latitudefinancial.com.au. Gift Card terms and conditions available in store and online at www.harveynorman.com.au.

      On Computer Products
      1000
      Days
      Interest Free

      with monthly payments.

      Minimum financed amount $825.

      1000 Days Interest Free on Computer Products

      Conditions of 1000 Days Interest Free on Computer Products: Available to approved Latitude GO Mastercard customers on transactions made between 19/12/19 and 31/12/20 where the amount financed is $825 or more. Offer available on purchases from Harvey Norman franchisees. Excludes gift cards, hot water system supply & installation, Octopuss installation services, Miele and Harvey Norman Customer Direct products. Excludes brands and other products that are offered for sale under agency agreements with Harvey Norman franchises. Offer available on advertised or ticketed price. Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the loan before the end of the interest free period. If there is an outstanding balance after the interest free period ends, interest will be charged at 25.90%. This notice is given under the Latitude GO Mastercard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing CreditLine, Latitude Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

      On Computer Products
      500
      Days
      Interest Free

      with monthly payments.

      Minimum financed amount $425.

      500 Days Interest Free on Computer Products

      Conditions of 500 Days Interest Free on Computer Products: Available to approved Latitude GO Mastercard customers on transactions made between 19/12/19 and 31/12/20 where the amount financed is $425 or more. Offer available on purchases from Harvey Norman franchisees. Excludes gift cards, hot water system supply & installation, Octopuss installation services, Miele and Harvey Norman Customer Direct products. Excludes brands and other products that are offered for sale under agency agreements with Harvey Norman franchises. Offer available on advertised or ticketed price. Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the loan before the end of the interest free period. If there is an outstanding balance after the interest free period ends, interest will be charged at 25.90%. This notice is given under the Latitude GO Mastercard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing CreditLine, Latitude Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

      On Air Conditioners
      18
      Months
      Interest Free

      No payments for 18 months.

      Minimum financed amount $500.

      18 Months Interest Free on Air Conditioners

      Conditions of No Deposit, No Interest, No Payments for 18 Months on Air Conditioners only: Available to approved Latitude GO Mastercard customers on transactions made between 01/05/20 and 30/04/21, where the amount financed is $500 or more. Offer available on purchases from Harvey Norman franchisees. Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 25.90%. This notice is given under the Latitude GO Mastercard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Latitude Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

      On Vacuum Cleaners
      12
      Months
      Interest Free

      with monthly payments.

      Minimum financed amount $300.

      12 Months Interest Free on Vacuum Cleaners

      Conditions of No Deposit, No Interest, with Monthly Payments for 12 Months on Vacuum Cleaners: Available to approved Latitude GO Mastercard customers on transactions made between 01/05/20 and 30/04/21 where the amount financed is $300 or more. Offer available on purchases from Harvey Norman franchisees. Offer available on advertised or ticketed price. Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the loan before the end of the interest free period. If there is an outstanding balance after the interest free period ends, interest will be charged at 25.90%. This notice is given under the Latitude GO Mastercard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Latitude Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

      On Cooking Appliances
      12
      Months
      Interest Free

      No payments for 12 months.

      Minimum financed amount $300.

      12 Months Interest Free on Cooking Appliances

      Conditions of No Deposit, No Interest, No Payments for 12 Months on Cooking Appliances. Available to approved Latitude GO Mastercard customers on transactions made between 01/05/20 and 30/04/21 where the amount financed is $300 or more. Offer available on purchases from Harvey Norman franchisees (excludes Miele products. Also excludes brands and other products that are offered for sale under agency agreements with Harvey Norman Franchisees). Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 25.90%. This notice is given under the Latitude GO Mastercard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Latitude Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

      Storewide
      6
      Months
      Interest Free

      with monthly payments.

      Minimum purchase $300.

      6 Months Interest Free - No Deposit, No Interest, with Monthly Payments

      Conditions of No Deposit, No Interest with Monthly Payments for 6 months: Available to approved Latitude GO Mastercard customers on transactions where the amount financed is $150 or more. Offer available on purchases from Harvey Norman franchisees (excludes gift cards, iTunes cards and Miele products. Also excludes brands and other products that are offered for sale under agency agreements with Harvey Norman Franchisees). Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the balance before the end of the interest free period. If there is an outstanding balance after the interest free period ends, interest will be charged at 25.90%. This notice is given under the Latitude GO Mastercard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Latitude Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

      GO Mastercard Creditline Gem Visa Buyer's Edge

      If you already have a GO Mastercard, Gem Visa, CreditLine or Buyer's Edge card you are ready for interest free shopping.

      How to use your Interest Free account or card to purchase online

      1.

      Select your items & continue to checkout

      Please ensure that your items in the checkout are eligible for purchase on interest free. To view our current offers & eligibility please see above.

      2.

      Select Interest Free as your Payment Method

      Complete your personal & delivery details then select Interest Free as your Payment Method. Select your preferred Payment Term from the list of eligible terms in the drop-down.

      3.

      Enter your payment details & place order

      Please complete all your billing and shipping details and pay either using your card or account number.

      0% Interest Payment Plans allow you to purchase the items you need with flexible repayment options, catered to suit your budget and lifestyle.

      Features and benefits

      • Buy online or in-store
      • Payment options suited to your budget and lifestyle
      • Enjoy the convenience of an everyday credit card
      • There is no penalty if you choose to pay out your plan early
      • Interest is only calculated on any outstanding balance at the end of the purchase payment plan and is never backdated

      apply now to take advantage of interest free shopping

      Created for Harvey Norman customers, GO MasterCard’s 0% Interest Payment Plans are the way to pay with 0% interest.

      They allow you to purchase with flexible payment options, catered to suit your budget and lifestyle. You can even make extra payments at any time.

      You will also receive a monthly statement so that you know exactly where you stand, with no fear of a nasty surprise waiting at the end of the 0% interest period.

      You can apply online or check in-store to discover which plans are available. Plus with GO MasterCard you can earn GO Reward points that you can put towards tech goodies, housewares, entertainment and more.

      Watch the video below to find out more about 0% interest

      • There is a one-off $25 establishment fee
      • A monthly $5.95 account keeping fee if the outstanding balance is greater than $10.

      apply now to take advantage of interest free shopping

      • Bonus Gift Card | 60 Months Interest Free - No Deposit, No Interest with 60 Equal Monthly Payments

        *1. Conditions of 60 Months Interest Free until July 2025: Available to approved Latitude GO Mastercard customers on transactions made between 09/07/20 and 04/08/20 where the amount financed is $1000 or more. Offer available on purchases from Harvey Norman franchises. Excludes mobile phones, gaming consoles, gift cards, digital cameras and lenses, hot water system supply & installation, Octopuss installation services, Microsoft Surface Studio, Apple, Miele and Harvey Norman Customer Direct products. Excludes brands and other products that are offered for sale under agency agreements with Harvey Norman franchises. Offer available on advertised or ticketed price. Total amount is payable by 60 approximate equal monthly instalments (exact amounts specified in your statement). If there is an outstanding balance after the interest free period ends in July 2025, interest will be charged at 25.90%. This notice is given under the Latitude GO Mastercard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing CreditLine, Latitude Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145. *2. From 9 July to 4 August 2020, approved Latitude GO Mastercard, Creditline, Latitude Gem Visa and Buyers Edge customers (Eligible Customers) who purchase products on 60 months Interest Free (using credit provided by Latitude Finance Australia under Australian Credit Licence 392145) from participating Harvey Norman®, Domayne® or Joyce Mayne® Franchisees with a purchase price of $1,000 or more (Eligible Purchase) will be eligible to receive one (1) Harvey Norman®, Domayne® or Joyce Mayne® gift card (Gift Card). The applicable Gift Card value is based on the purchase price of the Eligible Purchase: spend $1,000 or more and receive a $50 Gift Card; spend $2,000 or more and receive a $100 Gift Card; spend $3,000 or more and receive a $150 Gift Card; spend $4,000 or more and receive a $200 Gift Card; spend $5,000 or more and receive a $250 Gift Card; spend $6,000 or more and receive a $300 Gift Card; spend $7,000 or more and receive a $350 Gift Card; spend $8,000 or more and receive a $400 Gift Card; spend $9,000 or more and receive a $450 Gift Card; spend $10,000 or more and receive a $500 Gift Card. The Eligible Customer will receive the Gift Card when they take delivery of their purchased products. Gift Cards are issued by Derni Pty Ltd and expire 36 months from the date of issue. For Latitude Finance Australia terms and conditions see www.latitudefinancial.com.au. Gift Card terms and conditions available in store and online at www.harveynorman.com.au.

      • 1000 Days Interest Free on Computer Products

        Conditions of 1000 Days Interest Free on Computer Products: Available to approved Latitude GO Mastercard customers on transactions made between 19/12/19 and 31/12/20 where the amount financed is $825 or more. Offer available on purchases from Harvey Norman franchisees. Excludes gift cards, hot water system supply & installation, Octopuss installation services, Miele and Harvey Norman Customer Direct products. Excludes brands and other products that are offered for sale under agency agreements with Harvey Norman franchises. Offer available on advertised or ticketed price. Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the loan before the end of the interest free period. If there is an outstanding balance after the interest free period ends, interest will be charged at 25.90%. This notice is given under the Latitude GO Mastercard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing CreditLine, Latitude Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

      • 500 Days Interest Free on Computer Products

        Conditions of 500 Days Interest Free on Computer Products: Available to approved Latitude GO Mastercard customers on transactions made between 19/12/19 and 31/12/20 where the amount financed is $425 or more. Offer available on purchases from Harvey Norman franchisees. Excludes gift cards, hot water system supply & installation, Octopuss installation services, Miele and Harvey Norman Customer Direct products. Excludes brands and other products that are offered for sale under agency agreements with Harvey Norman franchises. Offer available on advertised or ticketed price. Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the loan before the end of the interest free period. If there is an outstanding balance after the interest free period ends, interest will be charged at 25.90%. This notice is given under the Latitude GO Mastercard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing CreditLine, Latitude Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

      • 18 Months Interest Free on Air Conditioners

        Conditions of No Deposit, No Interest, No Payments for 18 Months on Air Conditioners only: Available to approved Latitude GO Mastercard customers on transactions made between 01/05/20 and 30/04/21, where the amount financed is $500 or more. Offer available on purchases from Harvey Norman franchisees. Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 25.90%. This notice is given under the Latitude GO Mastercard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Latitude Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

      • 12 Months Interest Free on Vacuum Cleaners

        Conditions of No Deposit, No Interest, with Monthly Payments for 12 Months on Vacuum Cleaners: Available to approved Latitude GO Mastercard customers on transactions made between 01/05/20 and 30/04/21 where the amount financed is $300 or more. Offer available on purchases from Harvey Norman franchisees. Offer available on advertised or ticketed price. Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the loan before the end of the interest free period. If there is an outstanding balance after the interest free period ends, interest will be charged at 25.90%. This notice is given under the Latitude GO Mastercard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Latitude Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

      • 12 Months Interest Free - With Monthly Payments

        Conditions of No Deposit, No Interest with Monthly Payments for 12 months: Available to approved Latitude GO Mastercard customers on transactions where the amount financed is $300 or more. Offer available on purchases from Harvey Norman franchisees (excludes gift cards, gaming consoles, iTunes cards, Apple and Miele products. Also excludes brands and other products that are offered for sale under agency agreements with Harvey Norman Franchisees). Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the balance before the end of the interest free period. Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 25.90%. This notice is given under the Latitude GO Mastercard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Latitude Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

      • 12 Months Interest Free on Cooking Appliances

        Conditions of No Deposit, No Interest, No Payments for 12 Months on Cooking Appliances. Available to approved Latitude GO Mastercard customers on transactions made between 01/05/20 and 30/04/21 where the amount financed is $300 or more. Offer available on purchases from Harvey Norman franchisees (excludes Miele products. Also excludes brands and other products that are offered for sale under agency agreements with Harvey Norman Franchisees). Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 25.90%. This notice is given under the Latitude GO Mastercard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Latitude Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

      • 12 Months Interest Free - With Monthly Payments

        Conditions of No Deposit, No Interest with Monthly Payments for 12 months: Available to approved Latitude GO Mastercard customers on transactions where the amount financed is $300 or more. Offer available on purchases from Harvey Norman franchisees (excludes gift cards, gaming consoles, iTunes cards and Miele products. Also excludes brands and other products that are offered for sale under agency agreements with Harvey Norman Franchisees). Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the balance before the end of the interest free period. Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 25.90%. This notice is given under the Latitude GO Mastercard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Latitude Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

      • 6 Months Interest Free - No Deposit, No Interest, with Monthly Payments

        Conditions of No Deposit, No Interest with Monthly Payments for 6 months: Available to approved Latitude GO Mastercard customers on transactions where the amount financed is $150 or more. Offer available on purchases from Harvey Norman franchisees (excludes gift cards, iTunes cards and Miele products. Also excludes brands and other products that are offered for sale under agency agreements with Harvey Norman Franchisees). Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the balance before the end of the interest free period. If there is an outstanding balance after the interest free period ends, interest will be charged at 25.90%. This notice is given under the Latitude GO Mastercard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Latitude Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

      © 2020 Harvey Norman Online   |   Harvey Norman Online is operated by the eComm Store Pty Ltd, an independent franchisee. Harvey Norman Stores are operated by independent franchisees.

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