Great news!
If you already have one of these eligible cards, you are ready for Interest Free shopping right now. Simply visit your local store or shop online.
Step 1
Select your items and continue to checkout
Step 2
Select Interest Free as your payment method
Step 3
Select an Interest Free plan & use your card or account number to complete
Get started
Purchase the items you need with flexible repayment options, catered to suit your budget and lifestyle.
Enjoy the convenience of an everyday credit card
There is no penalty if you choose to pay out your plan early
Interest is only calculated on any outstanding balance at the end of the purchase payment plan and is never backdated
Apply online
Apply for a Go Mastercard® now and if approved, start shopping Interest Free right away!
Complete your 10-15 minute online application at the Go Mastercard® site
Provide your income and employment details as well as your household expenses
You’ll receive a response in under 60 seconds!
Take advantage of our payment options
No Deposit No Interestwith 60 equal monthly payments until February 2024.
Minimum financed amount $1000.60 Months Interest Free - Equal Payments
Conditions of 60 Months Interest Free until February 2024: Available to approved GO MasterCard customers on transactions made between 21/02/19 and 25/02/19 where the amount financed is $1000 or more. Offer available on purchases from Harvey Norman franchises. Excludes mobile phones, gaming consoles, gift cards, hot water system supply & installation, Octopuss installation services, Microsoft Surface Studio, Apple and Miele products. Excludes brands and other products that are offered for sale under agency agreements with Harvey Norman franchises. Offer available on advertised or ticketed price. Total amount is payable by 60 approximate equal monthly instalments (exact amounts specified in your statement). If there is an outstanding balance after the interest free period ends in February 2024, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing CreditLine, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
NO PAYMENTS for 90 days.
for purchases from $50.90 Days to Pay
Conditions of No Deposit, No Interest, No Payments for 90 Days. Available to approved GO Mastercard customers on transactions where the minimum amount financed is $50. Offer available on purchases from Harvey Norman franchisees (excludes Miele products, iTunes & gift cards, brands and other products that are offered for sale under agency agreements with Harvey Norman Franchisees). Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO Mastercard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing CreditLine, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
with 48 equal monthly payments until February 2023.
Minimum financed amount $750.48 Months Instalment Interest Free - With Equal Monthly Payments
Conditions of 48 Months Interest Free until February 2023: Available to approved GO MasterCard customers on transactions made between 15/02/19 and 04/03/19 where the amount financed is $750 or more. Offer available on purchases from Harvey Norman franchises. Excludes mobile phones, gaming consoles, gift cards, hot water system supply & installation, Octopuss installation services, Microsoft Surface Studio, Apple and Miele products. Excludes brands and other products that are offered for sale under agency agreements with Harvey Norman franchises. Offer available on advertised or ticketed price. Total amount is payable by 48 approximate equal monthly instalments (exact amounts specified in your statement). If there is an outstanding balance after the interest free period ends in February 2023, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing CreditLine, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
NO PAYMENTS for 18 months.
Minimum financed amount $500.18 Months Interest Free on Air Conditioning - with No Payments
Conditions of No Deposit, No Interest, No Payments for 18 Months on Air Conditioning only: Available to approved GO MasterCard customers on transactions made between 01/05/18 and 30/04/19, where the amount financed is $500 or more. Offer available on purchases from Harvey Norman franchisees. Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
with monthly payments.
Minimum financed amount $300.12 Months Interest Free - With Monthly Payments
Conditions of No Deposit, No Interest, with Monthly Payments for 12 Months on Vacuum Cleaners: Available to approved GO MasterCard customers on transactions made between 01/03/18 and 30/04/19 where the amount financed is $300 or more. Offer available on purchases from Harvey Norman franchisees. Offer available on advertised or ticketed price. Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the loan before the end of the interest free period. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
NO PAYMENTS for 12 months.
Minimum financed amount $300.12 Months Interest Free - No Payments
Conditions of No Deposit, No Interest, No Payments for 12 Months on Cooking Appliances. Available to approved GO MasterCard customers on transactions made between 01/04/18 and 30/04/19 where the amount financed is $300 or more. Offer available on purchases from Harvey Norman franchisees (excludes Miele products. Also excludes brands and other products that are offered for sale under agency agreements with Harvey Norman Franchisees). Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
with monthly payments.
Minimum purchase $500.12 Months Interest Free - with Monthly Payments
Conditions of No Deposit, No Interest with Monthly Payments for 12 months: Available to approved GO MasterCard customers on transactions where the amount financed is $500 or more. Offer available on purchases from Harvey Norman franchisees (excludes gift cards, gaming consoles, and Miele and Apple products. Also excludes brands and other products that are offered for sale under agency agreements with Harvey Norman Franchisees). Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the balance before the end of the interest free period. Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
with monthly payments.
Minimum purchase $300.6 Months Interest Free - No Deposit, No Interest, with Monthly Payments
Conditions of No Deposit, No Interest with Monthly Payments for 6 months: Available to approved GO MasterCard customers on transactions where the amount financed is $300 or more. Offer available on purchases from Harvey Norman franchisees (excludes gift cards and Miele products. Also excludes brands and other products that are offered for sale under agency agreements with Harvey Norman Franchisees). Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the balance before the end of the interest free period. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
- 60 Months Interest Free - Equal Payments
Conditions of 60 Months Interest Free until February 2024: Available to approved GO MasterCard customers on transactions made between 21/02/19 and 25/02/19 where the amount financed is $1000 or more. Offer available on purchases from Harvey Norman franchises. Excludes mobile phones, gaming consoles, gift cards, hot water system supply & installation, Octopuss installation services, Microsoft Surface Studio, Apple and Miele products. Excludes brands and other products that are offered for sale under agency agreements with Harvey Norman franchises. Offer available on advertised or ticketed price. Total amount is payable by 60 approximate equal monthly instalments (exact amounts specified in your statement). If there is an outstanding balance after the interest free period ends in February 2024, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing CreditLine, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
- 90 Days to Pay
Conditions of No Deposit, No Interest, No Payments for 90 Days. Available to approved GO Mastercard customers on transactions where the minimum amount financed is $50. Offer available on purchases from Harvey Norman franchisees (excludes Miele products, iTunes & gift cards, brands and other products that are offered for sale under agency agreements with Harvey Norman Franchisees). Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO Mastercard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing CreditLine, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
- 50 Months Interest Free on Computer Bundles - with Equal Monthly Payments
Conditions of 50 Months Instalment Interest Free on Computer Bundles – No Deposit, No Interest with 50 Equal Monthly Payments: Available to approved GO MasterCard customers on transactions made between 13/07/18 and 30/06/19 where the amount financed is $1490 or more. Offer available on in-store purchases from Harvey Norman franchisees. Excludes mobile phones, gaming consoles, gift cards, Microsoft Surface & Studio, and Apple products. Excludes brands and other products that are offered for sale under agency agreements with Harvey Norman franchisees. Offer available on advertised or ticketed price. Total amount is payable by 50 approximate equal monthly instalments (exact amounts specified in your statement). If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing CreditLine, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
- 48 Months Instalment Interest Free - With Equal Monthly Payments
Conditions of 48 Months Interest Free until February 2023: Available to approved GO MasterCard customers on transactions made between 15/02/19 and 04/03/19 where the amount financed is $750 or more. Offer available on purchases from Harvey Norman franchises. Excludes mobile phones, gaming consoles, gift cards, hot water system supply & installation, Octopuss installation services, Microsoft Surface Studio, Apple and Miele products. Excludes brands and other products that are offered for sale under agency agreements with Harvey Norman franchises. Offer available on advertised or ticketed price. Total amount is payable by 48 approximate equal monthly instalments (exact amounts specified in your statement). If there is an outstanding balance after the interest free period ends in February 2023, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing CreditLine, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
- 24 Months Interest Free - No Payments
Conditions of 24 Months Interest Free until February 2021: Available to approved GO MasterCard customers on transactions made between 15/02/19 and 04/03/19 where the amount financed is $300 or more. Offer available on purchases from Harvey Norman franchises. Excludes mobile phones, gaming consoles, gift cards, hot water system supply & installation, Octopuss installation services, Microsoft Surface Studio, Apple and Miele products. Excludes brands and other products that are offered for sale under agency agreements with Harvey Norman franchises. Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends in February 2021, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing CreditLine, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
- 18 Months Interest Free on Air Conditioning - with No Payments
Conditions of No Deposit, No Interest, No Payments for 18 Months on Air Conditioning only: Available to approved GO MasterCard customers on transactions made between 01/05/18 and 30/04/19, where the amount financed is $500 or more. Offer available on purchases from Harvey Norman franchisees. Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
- 12 Months Interest Free - With Monthly Payments
Conditions of No Deposit, No Interest, with Monthly Payments for 12 Months on Vacuum Cleaners: Available to approved GO MasterCard customers on transactions made between 01/03/18 and 30/04/19 where the amount financed is $300 or more. Offer available on purchases from Harvey Norman franchisees. Offer available on advertised or ticketed price. Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the loan before the end of the interest free period. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
- 12 Months Interest Free - No Payments
Conditions of No Deposit, No Interest, No Payments for 12 Months on Cooking Appliances. Available to approved GO MasterCard customers on transactions made between 01/04/18 and 30/04/19 where the amount financed is $300 or more. Offer available on purchases from Harvey Norman franchisees (excludes Miele products. Also excludes brands and other products that are offered for sale under agency agreements with Harvey Norman Franchisees). Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
- 12 Months Interest Free - with Monthly Payments
Conditions of No Deposit, No Interest with Monthly Payments for 12 months: Available to approved GO MasterCard customers on transactions where the amount financed is $500 or more. Offer available on purchases from Harvey Norman franchisees (excludes gift cards, gaming consoles, and Miele and Apple products. Also excludes brands and other products that are offered for sale under agency agreements with Harvey Norman Franchisees). Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the balance before the end of the interest free period. Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
- 6 Months Interest Free - No Deposit, No Interest, with Monthly Payments
Conditions of No Deposit, No Interest with Monthly Payments for 6 months: Available to approved GO MasterCard customers on transactions where the amount financed is $300 or more. Offer available on purchases from Harvey Norman franchisees (excludes gift cards and Miele products. Also excludes brands and other products that are offered for sale under agency agreements with Harvey Norman Franchisees). Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the balance before the end of the interest free period. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.
