We've made Interest Free Shopping Even Easier.
You can now use your eligible card to shop online or in-store at Harvey Norman, or apply for a GO MasterCard now and you can start shopping today!
What is interest free?
Enjoy the freedom to make your purchase and manage your payments over time, without paying any interest during the interest free period (excludes Apple products & Gift Cards).
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Buy online or instore
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Choose a payment plan that suits you
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Pay no interest during the promotional period
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Apply online and get a response in 60 seconds and if approved start shopping right away
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Make additional repayments without penalty
Choice of repayment plans
At Harvey Norman, we offer a choice of smart options to pay, allowing you to choose the finance option that best suits your individual needs.
Interest Free - with repayments
Make monthly repayments and pay the outstanding balance in full before the end of the interest free period, to avoid paying any interest. Plans start from 6 months. Longer term promotions are often available..
Interest Free - without repayments
No repayments are required during the interest free period. Pay your outstanding balance in full before the plan expires and you won't pay a cent in interest.
For more details read the Terms & Conditions.
Fees and charges
You won’t be charged interest if you pay off your purchase during the promotional period.
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$0 Interest
Pay your purchase before the end of the promotional period and pay $0 interest.
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Establishment Fee
$25 one-off cost to set up your account.
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Account servicing Fee
$4.95 (charged if the outstanding balance is greater than $10)
Already have an eligible card? Start shopping today.
Any one of these four cards can be used to make Interest Free purchases
If you don’t have a card yet, you can apply for a GO MasterCard online which will allow you to start Interest Free shopping today.
- 23 Months Interest Free – without repayments
*1. Conditions of No Deposit, No Interest, No Repayments until April 2015: Available to approved customers on single or multiple transactions where the amount financed is $1500 or more, on GO MasterCard, GO Business MasterCard, Buyer’s Edge, Gem Visa and GE CreditLine (Credit Products) between 02/05/13 and 26/05/13. Offer available on purchases from Harvey Norman franchisees (excludes Apple and Miele products, and Microsoft Surface models). Offer available on advertised or ticketed price. This notice is given under each of the Credit Products’ Conditions of Use (as applicable), which specify all other conditions for this offer. A $25.00 Establishment Fee for GO MasterCard applies to new applications. The GO Business MasterCard attracts a $40 Annual Fee. Account Service fee of $4.95 per month applies for GO MasterCard, GE CreditLine and Buyer’s Edge, and $2.95 per month for GO Business MasterCard, and other fees and charges are payable. Credit is provided by GE Capital Finance Australia (ABN 42 008 583 588), trading as GE Money. Australian Credit Licence number 392145.
- Mac Now, Pay Later! 18 Months Interest Free - without repayments
*1. Conditions of No Deposit, No Interest, No Repayments until November 2014: Available to approved customers on single or multiple transactions where the amount financed is $300 or more, on GO MasterCard, GO Business MasterCard, Buyer’s Edge, Gem Visa and GE CreditLine (Credit Products) between 23/05/13 and 30/06/13. Offer available on purchases from selected Harvey Norman franchisees (excludes iPod, iPad and iPad mini). Offer available on advertised or ticketed price. This notice is given under each of the Credit Products Conditions of Use (as applicable), which specify all other conditions for this offer. A $25.00 Establishment Fee for GO MasterCard applies to new applications. The GO Business MasterCard attracts a $40 Annual Fee. Account Service fee of $4.95 per month applies for GO MasterCard, GE CreditLine and Buyer’s Edge, and $2.95 per month for GO Business MasterCard, and other fees and charges are payable. Credit is provided by GE Capital Finance Australia (ABN 42 008 583 588), trading as GE Money. Australian Credit Licence number 392145.
- 17 Months Interest Free – without repayments
*1. Conditions of No Deposit, No Interest, No Repayments until October 2014: Available to approved customers on single or multiple transactions where the amount financed is $300 or more, on GO MasterCard, GO Business MasterCard, Buyer's Edge, Gem Visa and GE CreditLine (Credit Products) between 02/05/13 and 26/05/13. Offer available on purchases from Harvey Norman franchisees (excludes Apple and Miele products, and Microsoft Surface models). Offer available on advertised or ticketed price. This notice is given under each of the Credit Products' Conditions of Use (as applicable), which specify all other conditions for this offer. A $25.00 Establishment Fee for GO MasterCard applies to new applications. The GO Business MasterCard attracts a $40 Annual Fee. Account Service fee of $4.95 per month applies for GO MasterCard, GE CreditLine and Buyer's Edge, and $2.95 per month for GO Business MasterCard, and other fees and charges are payable. Credit is provided by GE Capital Finance Australia (ABN 42 008 583 588), trading as GE Money. Australian Credit Licence number 392145.
- 12 Months Interest Free - without repayments
*1. Conditions of No Deposit, No Interest, No Repayments for 12 Months on cooking appliances only: Available to approved customers on single or multiple transactions where the amount financed is $500 or more, on GO MasterCard, GO Business MasterCard, Buyer’s Edge, Gem Visa and GE CreditLine (Credit Products) between 05/03/13 and 31/10/13. Offer available on purchases from Harvey Norman franchisees (excludes Miele). Offer available on advertised or ticketed price. This notice is given under each of the Credit Products’ Conditions of Use (as applicable), which specify all other conditions for this offer. A $25.00 Establishment Fee for GO MasterCard applies to new applications. The GO Business MasterCard attracts a $40 Annual Fee. Account Service fee of $4.95 per month applies for GO MasterCard, GE CreditLine and Buyer’s Edge, and $2.95 per month for GO Business MasterCard, and other fees and charges are payable. Credit is provided by GE Capital Finance Australia (ABN 42 008 583 588), trading as GE Money. Australian Credit Licence number 392145.
- 12 months Interest Free - with repayments
Conditions of No Deposit, No Interest for 12 months: Available to approved customers on transactions where the amount financed is $500 or more, on GO MasterCard, GO Business MasterCard, Buyer’s Edge, Gem Visa and GE CreditLine (Credit Products). Offer available on purchases from Harvey Norman franchisees (excludes Apple and Microsoft Surface products and Gift Cards). Minimum monthly repayments must be made during the interest free period, and interest and repayments are payable after the interest free period. Paying only the minimum monthly repayment will not pay out the balance before the end of the interest free period. This notice is given under each of the Credit Products’ Conditions of Use (as applicable), which specify all other conditions for this offer. A $25.00 Establishment Fee for GO MasterCard applies to new applications. The GO Business MasterCard attracts a $40 Annual Fee. Account Service fee of $4.95 per month applies for GO MasterCard, GE CreditLine and Buyer’s Edge, and $2.95 per month for GO Business MasterCard and other fees and charges are payable. Credit is provided by GE Capital Finance Australia (ABN 42 008 583 588), trading as GE Money. Australian Credit Licence number 392145.
- 6 months Interest Free - with repayments
Conditions of No Deposit, No Interest for 6 months: Available to approved customers on transactions where the amount financed is $300 or more, on GO MasterCard, GO Business MasterCard, Buyer’s Edge, Gem Visa and GE CreditLine (Credit Products). Offer available on purchases from Harvey Norman franchisees (excludes Gift Cards). Minimum monthly repayments must be made during the interest free period, and interest and repayments are payable after the interest free period. Paying only the minimum monthly repayment will not pay out the balance before the end of the interest free period. This notice is given under each of the Credit Products’ Conditions of Use (as applicable), which specify all other conditions for this offer. A $25.00 Establishment Fee for GO MasterCard applies to new applications. The GO Business MasterCard attracts a $40 Annual Fee. Account Service fee of $4.95 per month applies for GO MasterCard, GE CreditLine and Buyer’s Edge, and $2.95 per month for GO Business MasterCard and other fees and charges are payable. Credit is provided by GE Capital Finance Australia (ABN 42 008 583 588), trading as GE Money. Australian Credit Licence number 392145.
