Interest Free

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      If you already have one of these eligible cards, you are ready for Interest Free shopping right now. Simply visit your local store or shop online.

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      Select an Interest Free plan & use your card or account number to complete

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      Purchase the items you need with flexible repayment options, catered to suit your budget and lifestyle.

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      Enjoy the convenience of an everyday credit card

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      There is no penalty if you choose to pay out your plan early

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      Interest is only calculated on any outstanding balance at the end of the purchase payment plan and is never backdated

      Apply online

      Apply for a Go Mastercard® now and if approved, start shopping Interest Free right away!

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      Complete your 10-15 minute online application at the Go Mastercard® site

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      Provide your income and employment details as well as your household expenses

      You’ll receive a response in under 60 seconds!

      Take advantage of our payment options

      checkbox No Deposit
      checkbox No Interest
      Storewide
      50
      Months
      Interest Free

      with 50 equal monthly payments until November 2023.

      Minimum financed amount $750.

      50 Months Interest Free - Equal Payments

      Conditions of 50 Months Interest Free until November 2023: Available to approved GO MasterCard customers on transactions made between 06/09/19 and 30/09/19 where the amount financed is $750 or more. Offer available on purchases from Harvey Norman franchises. Excludes mobile phones, gaming consoles, gift cards, digital cameras and lenses, hot water system supply & installation, Octopuss installation services, Microsoft Surface Studio, Apple, Miele and Harvey Norman Customer Direct products. Excludes brands and other products that are offered for sale under agency agreements with Harvey Norman franchises. Offer available on advertised or ticketed price. Total amount is payable by 50 approximate equal monthly instalments (exact amounts specified in your statement). If there is an outstanding balance after the interest free period ends in November 2023, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing CreditLine, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

      On Apple Mac Computers
      36
      Months
      Interest Free

      with 36 equal monthly payments until July 2022.

      Minimum financed amount $750.

      36 Months Interest Free on Apple Mac Computers - With Equal Monthly Payment

      Conditions of 36 Months Interest Free on Apple Mac Computers – No Deposit, No Interest with 36 Equal Monthly Payments until July 2022: Available to approved GO MasterCard customers on transactions where the amount financed is $750 or more, between 18/07/19 and 30/09/19. Offer available online and at selected Harvey Norman franchises (excludes Macbook Air 13” (MQD32X/A), iPad, iPod, iPhone, Apple Watch and iTunes cards). Offer available on advertised or ticketed price. Total amount is payable by 36 approximate equal monthly instalments (exact amounts specified in your statement). If there is an outstanding balance after the interest free period ends in July 2022, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing CreditLine, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

      On Sony Cameras
      36
      Months
      Interest Free

      with 36 equal monthly payments until September 2022.

      Minimum financed amount $1800.

      36 Months Interest Free on Sony Cameras

      Conditions of 36 Months Interest Free on Sony Cameras – No Deposit, No Interest with 36 Equal Monthly Payments until September 2022: Available to approved GO MasterCard customers on transactions where the amount financed is $1800 or more, between 01/09/19 and 30/09/19. Offer available on purchases from Harvey Norman franchises. Offer available on advertised or ticketed price. Total amount is payable by 36 approximate equal monthly instalments (exact amounts specified in your statement). If there is an outstanding balance after the interest free period ends in September 2022, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing CreditLine, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

      On Air Conditioners
      18
      Months
      Interest Free

      with no payments for 18 months.

      Minimum financed amount $500.

      18 Months Interest Free on Air Conditioners

      Conditions of No Deposit, No Interest, No Payments for 18 Months on Air Conditioners only: Available to approved GO MasterCard customers on transactions made between 01/05/19 and 30/04/20, where the amount financed is $500 or more. Offer available on purchases from Harvey Norman franchisees. Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

      Storewide
      12
      Months
      Interest Free

      with monthly payments.

      Minimum purchase $300.

      12 Months Interest Free - with Monthly Payments

      Conditions of No Deposit, No Interest with Monthly Payments for 12 months: Available to approved GO MasterCard customers on transactions where the amount financed is $300 or more. Offer available on purchases from Harvey Norman franchisees (excludes gift cards, gaming consoles, iTunes cards and Miele products. Also excludes brands and other products that are offered for sale under agency agreements with Harvey Norman Franchisees). Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the balance before the end of the interest free period. Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

      On Cooking Appliances
      12
      Months
      Interest Free

      No payments for 12 months.

      Minimum financed amount $300.

      12 Months Interest Free on Cooking Appliances

      Conditions of No Deposit, No Interest, No Payments for 12 Months on Cooking Appliances. Available to approved GO MasterCard customers on transactions made between 01/05/19 and 30/04/20 where the amount financed is $300 or more. Offer available on purchases from Harvey Norman franchisees (excludes Miele products. Also excludes brands and other products that are offered for sale under agency agreements with Harvey Norman Franchisees). Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

      On Vacuum Cleaners
      12
      Months
      Interest Free

      with monthly payments.

      Minimum financed amount $300.

      12 Months Interest Free on Vacuum Cleaners

      Conditions of No Deposit, No Interest, with Monthly Payments for 12 Months on Vacuum Cleaners: Available to approved GO MasterCard customers on transactions made between 01/05/19 and 30/04/20 where the amount financed is $300 or more. Offer available on purchases from Harvey Norman franchisees. Offer available on advertised or ticketed price. Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the loan before the end of the interest free period. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

      Storewide
      6
      Months
      Interest Free

      with monthly payments.

      Minimum purchase $300.

      6 Months Interest Free - No Deposit, No Interest, with Monthly Payments

      Conditions of No Deposit, No Interest with Monthly Payments for 6 months: Available to approved GO MasterCard customers on transactions where the amount financed is $300 or more. Offer available on purchases from Harvey Norman franchisees (excludes gift cards, iTunes cards and Miele products. Also excludes brands and other products that are offered for sale under agency agreements with Harvey Norman Franchisees). Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the balance before the end of the interest free period. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

      • 50 Months Interest Free - Equal Payments

        Conditions of 50 Months Interest Free until November 2023: Available to approved GO MasterCard customers on transactions made between 06/09/19 and 30/09/19 where the amount financed is $750 or more. Offer available on purchases from Harvey Norman franchises. Excludes mobile phones, gaming consoles, gift cards, digital cameras and lenses, hot water system supply & installation, Octopuss installation services, Microsoft Surface Studio, Apple, Miele and Harvey Norman Customer Direct products. Excludes brands and other products that are offered for sale under agency agreements with Harvey Norman franchises. Offer available on advertised or ticketed price. Total amount is payable by 50 approximate equal monthly instalments (exact amounts specified in your statement). If there is an outstanding balance after the interest free period ends in November 2023, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing CreditLine, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

      • 36 Months Interest Free on Apple Mac Computers - With Equal Monthly Payment

        Conditions of 36 Months Interest Free on Apple Mac Computers – No Deposit, No Interest with 36 Equal Monthly Payments until July 2022: Available to approved GO MasterCard customers on transactions where the amount financed is $750 or more, between 18/07/19 and 30/09/19. Offer available online and at selected Harvey Norman franchises (excludes Macbook Air 13” (MQD32X/A), iPad, iPod, iPhone, Apple Watch and iTunes cards). Offer available on advertised or ticketed price. Total amount is payable by 36 approximate equal monthly instalments (exact amounts specified in your statement). If there is an outstanding balance after the interest free period ends in July 2022, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing CreditLine, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

      • 36 Months Interest Free on Sony Cameras

        Conditions of 36 Months Interest Free on Sony Cameras – No Deposit, No Interest with 36 Equal Monthly Payments until September 2022: Available to approved GO MasterCard customers on transactions where the amount financed is $1800 or more, between 01/09/19 and 30/09/19. Offer available on purchases from Harvey Norman franchises. Offer available on advertised or ticketed price. Total amount is payable by 36 approximate equal monthly instalments (exact amounts specified in your statement). If there is an outstanding balance after the interest free period ends in September 2022, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing CreditLine, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

      • 18 Months Interest Free on Air Conditioners

        Conditions of No Deposit, No Interest, No Payments for 18 Months on Air Conditioners only: Available to approved GO MasterCard customers on transactions made between 01/05/19 and 30/04/20, where the amount financed is $500 or more. Offer available on purchases from Harvey Norman franchisees. Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

      • 12 Months Interest Free - with Monthly Payments

        Conditions of No Deposit, No Interest with Monthly Payments for 12 months: Available to approved GO MasterCard customers on transactions where the amount financed is $300 or more. Offer available on purchases from Harvey Norman franchisees (excludes gift cards, gaming consoles, iTunes cards and Miele products. Also excludes brands and other products that are offered for sale under agency agreements with Harvey Norman Franchisees). Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the balance before the end of the interest free period. Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

      • 12 Months Interest Free on Cooking Appliances

        Conditions of No Deposit, No Interest, No Payments for 12 Months on Cooking Appliances. Available to approved GO MasterCard customers on transactions made between 01/05/19 and 30/04/20 where the amount financed is $300 or more. Offer available on purchases from Harvey Norman franchisees (excludes Miele products. Also excludes brands and other products that are offered for sale under agency agreements with Harvey Norman Franchisees). Offer available on advertised or ticketed price. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

      • 12 Months Interest Free on Vacuum Cleaners

        Conditions of No Deposit, No Interest, with Monthly Payments for 12 Months on Vacuum Cleaners: Available to approved GO MasterCard customers on transactions made between 01/05/19 and 30/04/20 where the amount financed is $300 or more. Offer available on purchases from Harvey Norman franchisees. Offer available on advertised or ticketed price. Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the loan before the end of the interest free period. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

      • 6 Months Interest Free - No Deposit, No Interest, with Monthly Payments

        Conditions of No Deposit, No Interest with Monthly Payments for 6 months: Available to approved GO MasterCard customers on transactions where the amount financed is $300 or more. Offer available on purchases from Harvey Norman franchisees (excludes gift cards, iTunes cards and Miele products. Also excludes brands and other products that are offered for sale under agency agreements with Harvey Norman Franchisees). Minimum monthly payments must be made during the interest free period, and interest and payments are payable after the interest free period. Paying only the minimum monthly payment will not pay out the balance before the end of the interest free period. If there is an outstanding balance after the interest free period ends, interest will be charged at 29.49%. This notice is given under the GO MasterCard Conditions of Use, which specify all other conditions for this offer. A $25.00 Establishment Fee applies to new approved applicants. Account Service fee of $5.95 per month applies. Also available to existing Creditline, Gem Visa and Buyer’s Edge customers. Refer to product websites for conditions, fees and charges. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence 392145.

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