60 Months Interest Free - No Deposit and No Interest

#1. Available on selected transactions of $1000 or more made at independent Harvey Norman® franchisees between 01/03/26 and 31/07/26. Approved customers only. Total amount is payable by 60 approximately equal monthly payments (the exact amount of each monthly payment is specified in your statement). Monthly credit card fee will apply (currently $11.95, subject to change). If there is an outstanding balance after the interest free period ends, Latitude customers will be charged interest at the then current expired promotional purchases annual percentage rate by Latitude (currently 29.99% per annum – subject to change). If you miss a payment, late fees will apply and interest may apply. Interest may also be charged on other purchases and transactions made on your Latitude credit card. Visit www.gomastercard.com.au/interest-free-offers for more information on the provision of credit by Latitude.
#2. Excludes purchases of gift cards, mobile phones, gaming consoles, digital cameras and lenses, hot water system supply & installation, Microsoft Surface Studio products, Apple and Harvey Norman® Customer Direct products. Excludes brands and products that are purchased by customers directly from suppliers at Harvey Norman® franchisee stores.
#3. From 01/03/26 to 31/07/26, customers who purchase products from a Harvey Norman®, Domayne® or Joyce Mayne® franchisee using the Latitude 60 Months Interest Free offer (as described above in #1) with a purchase price of $1000 or more (Eligible Purchase) will be eligible to receive one Harvey Norman®, Domayne® or Joyce Mayne® gift card (Gift Card). Each Gift Card is issued by Derni Pty Ltd, expires 36 months from the date of issue and is subject to the Gift Card Terms and Conditions available at www.harveynorman.com.au/gift-cards-terms-and-conditions. The applicable Gift Card value is based on the purchase price of the Eligible Purchase: spend $1,000 or more and receive a $100 Gift Card; spend $2,000 or more and receive a $200 Gift Card; spend $3,000 or more and receive a $300 Gift Card; spend $4,000 or more and receive a $400 Gift Card; spend $5,000 or more and receive a $500 Gift Card; spend $6,000 or more and receive a $600 Gift Card; spend $7,000 or more and receive a $700 Gift Card; spend $8,000 or more and receive a $800 Gift Card; spend $9,000 or more and receive a $900 Gift Card; spend $10,000 or more and receive a $1,000 Gift Card.

36 Months Interest Free on Mobiles & Computers - No Deposit and No Interest

#1 Available on selected transactions of $500 or more made at independent Harvey Norman® franchisees between 01/07/26 and 31/07/26. Approved customers only. Total amount is payable by 36 approximately equal monthly payments (the exact amount of each monthly payment is specified in your statement). Monthly credit card fee will apply (currently $11.95, subject to change). If there is an outstanding balance after the interest free period ends, Latitude customers will be charged interest at the then current expired promotional purchases annual percentage rate by Latitude (currently 29.99% per annum – subject to change). If you miss a payment, late fees will apply and interest may apply. Interest may also be charged on other purchases and transactions made on your Latitude credit card. Visit www.gomastercard.com.au/interest-free-offers for more information on the provision of credit by Latitude.
#2 Excludes purchases of mobile phone plans, gaming currencies and gift cards (subject to change).
#3 From 01/07/26 to 31/07/26, customers who purchase products from a Harvey Norman®, Domayne® or Joyce Mayne® franchisee using the Latitude 36 Months Interest Free on Mobiles & Computers offer (as described above in #1) with a purchase price of $500 or more (Eligible Purchase) will be eligible to receive one Harvey Norman®, Domayne® or Joyce Mayne® gift card (Gift Card). Each Gift Card is issued by Derni Pty Ltd, expires 36 months from the date of issue and is subject to the Gift Card Terms and Conditions available at www.harveynorman.com.au/gift-cards-terms-and-conditions. The applicable Gift Card value is based on the purchase price of the Eligible Purchase: spend $500 or more and receive a $50 Gift Card; spend $1,000 or more and receive a $100 Gift Card; spend $1,500 or more and receive a $150 Gift Card; spend $2,000 or more and receive a $200 Gift Card; spend $2,500 or more and receive a $250 Gift Card; spend $3,000 or more and receive a $300 Gift Card; spend $3,500 or more and receive a $350 Gift Card; spend $4,000 or more and receive a $400 Gift Card.

6 Months Interest Free – No Deposit and No Interest

No Deposit. Available on a Latitude GO Mastercard credit card from Latitude Financial Services. On purchases at Harvey Norman®. Terms, conditions and monthly credit card fee (currently $10.95) will apply#1.Other credit card fees and charges may apply. Available on participating Latitude credit cards using a Monthly Payment Plan. Minimum financed amount $150. Product exclusions apply#2.
This is an advertisement of, and relates to credit provided by, Latitude Finance Australia ABN 42 008 583 588 (Latitude). Australian credit licence number 392145.
#1. Available on selected transactions of $150 or more made at independent Harvey Norman® franchisees. Approved customers only. Minimum monthly repayments must be made during the interest free period, and interest and repayments are payable after the interest free period. Paying only the minimum monthly repayment will not pay out the loan before the end of the interest free period. Monthly credit card fee applies (currently $10.95, subject to change). If there is an outstanding balance after the interest free period ends, Latitude customers will be charged interest at the then current expired promotional purchases annual percentage rate by Latitude (currently 29.99% per annum – subject to change). If you miss a payment, late fees will apply and interest may apply. Interest may also be charged on other purchases and transactions made on your Latitude credit card. Visit www.gomastercard.com.au/interest-free-offers for more information on the provision of credit by Latitude. #2. Excludes purchases of mobile phone plans, gaming currencies, Miele products and gift cards (subject to change). Excludes brands and products that are purchased by customers directly from suppliers at Harvey Norman® franchisee stores.

12 Months Interest Free – No Deposit and No Interest

No Deposit. Available on a Latitude GO Mastercard credit card from Latitude Financial Services. On purchases at Harvey Norman®. Terms, conditions and monthly credit card fee (currently $10.95) will apply#1.Other credit card fees and charges may apply. Available on participating Latitude credit cards using a Monthly Payment Plan. Minimum financed amount $300. Product exclusions apply#2.
This is an advertisement of, and relates to credit provided by, Latitude Finance Australia ABN 42 008 583 588 (Latitude). Australian credit licence number 392145.
#1. Available on selected transactions of $300 or more made at independent Harvey Norman® franchisees. Approved customers only. Minimum monthly repayments must be made during the interest free period, and interest and repayments are payable after the interest free period. Paying only the minimum monthly repayment will not pay out the loan before the end of the interest free period. Monthly credit card fee applies (currently $10.95, subject to change). If there is an outstanding balance after the interest free period ends, Latitude customers will be charged interest at the then current expired promotional purchases annual percentage rate by Latitude (currently 29.99% per annum – subject to change). If you miss a payment, late fees will apply and interest may apply. Interest may also be charged on other purchases and transactions made on your Latitude credit card. Visit www.gomastercard.com.au/interest-free-offers for more information on the provision of credit by Latitude. #2. Excludes purchases of mobile phone plans, gaming currencies, Miele products and gift cards (subject to change). Excludes brands and products that are purchased by customers directly from suppliers at Harvey Norman® franchisee stores.