DON'T WAIT ANY LONGER FOR YOUR DREAM BATHROOM!
Is your bathroom renovation long overdue? There's never been a better time to make the dream a reality, with Harvey Norman's Bathroom Renovation Loan*1! It can be used to pay for all new products purchased from a Harvey Norman Bathroom franchise as well as your labour costs and, yes, you choose your own tradespeople! Too easy!
WHAT'S IN IT FOR YOU?
- Low interest rate with 5.5% PA, 6.13% PA*2 comparison rate
- 20% deposit required on in-store purchase
- A credit specialist to personally assist you through the finance application
- Flexible payment options — direct debit or online
- Finance also covers labour component of the renovation (You choose your own tradespeople)
- $750 Loan Caveat Fee applicable and can be added to the loan amount (a caveat is registered on the property being renovated. The caveat is discharged upon payout of the loan).
- Up to 5 Year term
- No account keeping fees
- Minimum financed amount of $10,000
- No early payout fees
APPLY IN STORE
- Obtain quotes from contractors for renovation labour
- NCF will request documentation from you in order to assess your loan application
- Obtain quotes from Harvey Norman for products
ASSESSMENT AND APPROVAL
- Once the loan is approved, you will need to sign a loan contract and return it to NCF
- You will also pay a 20% deposit on the products you are purchasing
FUNDS PROVIDED
- Upon request, a payment is made on your behalf to the store for the remaining cost of the products
- A second payment is made directly to your nominated bank account so you can pay for the labour costs of your renovation
Got a question? For more information, complete the form below or contact NCF by phone on 02 9201 6333
*1. Credit is provided by Network Consumer Finance Pty Limited ACN 003 644 264 Australian Credit Licence number 387429 (NCF.) All credit applications are subject to NCF's eligibility and credit assessment criteria. The minimum amount of credit that can be applied for is $10,000. Credit is to be applied by the borrower to pay for the purchase of products from a Harvey Norman® bathroom franchisee and labour for installation of the products. The interest rate for the 5 year term is 5.5% p.a. (6.13%*2 p.a. comparison rate). The amount of credit, interest and fees is repayable in 60 equal monthly repayments (exact amounts will be specified in the credit contract). In the event of default in payment of an amount under the credit contract, a default rate will be imposed in respect of the amount in default and while the default continues. A $750 fee for registration and discharge of a caveat is payable by the borrower. Other fees and charges apply. Full terms and conditions will be included in the loan offer by NCF. *2. The comparison rate is based on a secured fixed rate loan of $50,000 over a term of 5 years where a fee of $750 is payable by the borrower. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees of other loan amounts might result in a different comparison rate.
